It has been our utmost joy that all newly trained teachers who completed in 2019 and some backlogs of 2018 and 2017 batch have finally been posted.
Many are those who have the intention of achieving their dreams and ambitions when salaries start to hit their accounts early next year, 2021.
The teaching profession is one of the noblest one will yearn for. Yes, I say so because I’m into it.
However, the majority of teachers turn to complain about salaries earned in the service. Some say it is nothing to write home about while others say they will have to supplement their salaries with loans to enhance their sustainability.
I do not refute any of these claims but there is a solution to prevent all these from occurring or happening to you as a newly trained teacher. Take a look these solutions below;
Insurance companies are one of the teachers’ problems. They come to you with sugar-coated words promising you an elephant interest within a short time.
They will soon start moving from one school to the other requesting your staff IDs and other employment details to initiate an insurance policy for you to enable deductions of your monthly salary.
I’m in no way saying subscribing to an insurance policy is not good but do not oversubscribe to it-at least a trusted company.
Sometimes monies deducted from these companies do not yield any better profit so think twice before you subscribe if you wish to Loans kill dreams.
If you do not have any better use for the loan, do not go for it. From my observation, many newly trained teachers go in for loans to buy depreciating assets such as motorbikes, furniture, and many more.
I will like to reiterate to you that, if you do not have a project in mind, do not go in for a loan if not you will leave to regret being a teacher in GES.
You will lose interest in the profession because, at the end of the month, your take-home salary can’t buy a bowl of gari. Invest in an appreciating asset.
As a newly trained teacher on payroll, who is being paid monthly, your family will expect a lot from you. This is the time to pay them back after their huge spending on your education.
The best thing to do is to minimize spending on certain items like clothes, furnishing of the room, and partying.
I know as a young lady or guy; you will definitely love to party and be exposed to fashion but the truth is too much spending on this will always leave you broke-such people always ask when will they pay next month’s salary or when will validation come?
All because you have spent your monthly salary on parties and fashion. Avoid it.
In our daily activities as teachers, motorbikes are considered to be one of the most helpful vehicles in the fraternity.
Teachers who have set up their personal businesses use it in running errands. It also helps teachers who teach in distant communities to discharge their duties as teachers on time.
However, some teachers prefer to buy it for riding sake. The distance from their residence to the school may be just a stone throw but will still prefer to buy a motorbike.
This will be unnecessary for you as newly trained teacher to buy such an asset. If you are posted in town, you can rather get yourself a taxi and use it after school. This will bring in extra income.
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